Vesti
How it works

Play your financial future

Vesti is a simulation game built on Liberty Kenya's real LifeVest Investment Plan mechanics. No real money is involved while playing — but the decisions, the maths and the outcomes are true to life.

1

Create your LifeVest profile

Enter your name, phone number and date of birth. Choose a plan term (7–20 years) and a monthly premium starting from KES 2,500. You pick a portfolio — Conservative, Moderate or Aggressive — just like a real Liberty LifeVest Investment Plan.

2

Draw a life event each month

Every turn represents one simulated month. You draw a card — an income opportunity, an unexpected expense, a career milestone or an emergency. Life is unpredictable; so is the game.

3

Make a financial decision

Each card offers 2–3 realistic choices. Invest a bonus? Withdraw from the fund? Skip a premium? Your choice directly impacts your fund value. There is no single "right" answer — context matters, just like in real life.

4

Watch your fund grow

After every decision, your fund compounds monthly at your chosen portfolio rate (Conservative 8% / Moderate 12% / Aggressive 16% p.a.). Your regular monthly premium is added each turn. Market variance applies to Aggressive portfolios.

5

Life cover protects you

LifeVest includes life cover. If a life-cover event card appears, the payout floor kicks in — your fund is topped up to at least the cover value, simulating how Liberty protects your family even in the worst scenarios.

6

Earn points every turn

You earn 10 base points per month completed plus bonus points for smart decisions. Optimal choices score higher. Milestone bonuses reward reaching Year 5 or completing the full plan. Points convert to a real-money head-start on an actual LifeVest plan.

Key rules at a glance

WithdrawalsUnlock at Month 13. Limited to 25% of your fund, once per year.
Portfolio switchYou can switch portfolio once per game year.
Monthly premiumCannot drop below KES 2,500.
Minors (under 18)Points are locked in a Future Fund until you turn 18.
Points value100 points = KES 10 toward a real LifeVest plan.

Ready to play?

Your points are redeemable against a real Liberty LifeVest Investment Plan.